30 Oct '16, 7am

Refinance Auto Loan – When to Refinance Your Car Loan #military #auto #loans https://t.co/GO01SmNbx0

Refinance Auto Loan – When to Refinance Your Car Loan #military #auto #loans https://t.co/GO01SmNbx0

Interest rates have dropped. If interest rates have dropped more than a couple of points since purchasing your vehicle, you could save some money. In this case, loans at refi rates are considered used car loans and as such, the rates usually are higher than new car loans. Remember, even a percentage point or 2 can make a big difference over the life of the loan. Your credit score has improved. If you had a few negatives on your credit report — or had no history of credit — when you bought your car, but your credit is healthier now, you may qualify for a lower interest rate. Interest rates of 18% or more for consumers with a thin credit history are common. Several months of on-time payments could entice a lender to refinance that loan at a lower rate. Steve Schooff, a former spokesman for Capital One Auto Finance, says consumers should check their credit scores before refin...

Full article: http://loan-credit.remmont.com/refinance-auto-loan-when-t...

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